Today's Rates
Last update: February 8, 2012 07:28 AM PST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $225,000 and a credit score of 740. |
3.875 | 0.000 | 3.914 |
| 3.750 | 1.000 | 3.872 | |
| 3.500 | 2.000 | 3.703 | |
| 15 yr fixed conforming Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $225,000 and a credit score of 740. |
2.875 | 2.000 | 3.236 |
| 3.125 | 1.000 | 3.340 | |
| 3.250 | 0.000 | 3.319 | |
| 3/1 ARM Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740. |
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| 30/5 yr fixed or 5/1 ARM Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $225,000 and a credit score of 740. |
2.250 | 2.000 | 3.637 |
| 2.875 | 0.000 | 3.694 | |
| 30/7 yr fixed or 7/1 ARM Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $225,000 and a credit score of 740. |
2.750 | 1.000 | 3.581 |
| 3.000 | 0.000 | 3.616 | |
| 10/1 ARM Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $225,000 and a credit score of 740. |
3.000 | 2.000 | 3.620 |
| 3.250 | 1.000 | 3.691 | |
| 3.500 | 0.000 | 3.763 | |
| 1 year ARM |
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| 6 Month ARM |
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Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $600,000 and a credit score of 740. Max. mortgage amt. of $625,500. Great rates also available >$625,500. |
3.875 | 2.000 | 4.066 |
| 4.000 | 1.000 | 4.107 | |
| 4.125 | 0.000 | 4.148 | |
| 15 yr fixed jumbo JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $600,000 and a credit score of 740. Max. mortgage amt. of $625,500. Great rates also available >$625,500. |
3.500 | 1.000 | 3.688 |
| 3.625 | 0.000 | 3.666 | |
| 3/1 jumbo ARM JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $600,000 and a credit score of 740. Max. mortgage amt. of $625,500. . |
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| 5/1 jumbo ARM JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $600,000 and a credit score of 740. Max. mortgage amt. of $625,500. Great rates also available >$625,500. |
3.250 | 2.000 | 3.972 |
| 3.500 | 1.000 | 3.979 | |
| 3.750 | 0.000 | 3.985 | |
| 7/1 jumbo ARM JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $600,000 and a credit score of 740. Max. mortgage amt. of $625,500. |
3.500 | 2.000 | 3.995 |
| 3.750 | 1.000 | 4.030 | |
| 4.000 | 0.000 | 4.065 | |
| 10/1 jumbo ARM JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $600,000 and a credit score of 740.Max. mortgage amt. of $625,500. |
3.500 | 2.000 | 3.910 |
| 3.750 | 1.000 | 3.982 | |
| 4.125 | 0.000 | 4.131 | |
| 1 year ARM |
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| 6 Month ARM |
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Interest-Only Conforming Loan Programs
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM Interest-Only Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $225,000 and a credit score of 740. |
3.000 | 1.000 | 3.817 |
| 3.375 | 0.000 | 3.868 | |
| 7/1 ARM Interest-Only Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $225,000 and a credit score of 740. |
3.250 | 1.000 | 3.811 |
| 3.500 | 0.000 | 3.846 | |
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Interest-Only Jumbo Loan Programs
Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM jumbo Interest-Only JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $600,000 and a credit score of 740.Max. mortgage amt. of $625,500. |
4.000 | 0.000 | 4.071 |
| 7/1 ARM jumbo Interest-Only JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $600,000 and a credit score of 740.Max. mortgage amt. of $625,500. |
4.375 | 0.000 | 4.241 |
| 4.000 | 1.000 | 4.145 | |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
Liberty Home Funding - 4 South Main Suite 2 - Pittsford, NY 14534
Office Phone: (585) 389-4110
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Liberty Home Funding, Inc. is a licensed mortgage broker in the following states: NY and FL, NMLS#132997 Liberty Home Funding of New Jersey is licensed in the state of NJ, NMLS#300461 All loans are funded by 3rd party lenders.
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