Today's Rates

Last update: July 24, 2008 02:35 PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	6.125	2.000	6.316
	6.375	1.000	6.471
	6.625	0.000	6.625


15 yr fixed conforming	5.750	2.000	6.065
	6.000	1.000	6.157
	6.250	0.000	6.250


3/1 ARM	5.875	2.500	5.765
	6.375	1.500	5.797
	6.750	0.500	5.798


30/5 yr fixed or 5/1 ARM	5.625	2.500	5.730
	6.125	1.500	5.833
	6.875	0.000	5.989


30/7 yr fixed or 7/1 ARM	6.000	2.500	5.950
	6.625	1.500	6.182
	7.000	0.000	6.235


10/1 ARM	7.250	1.500	6.800
	7.500	0.500	6.873



1 year ARM	7.375	2.000	5.779




6 Month ARM	0.000	0.000




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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	7.375	2.500	7.634
	7.750	1.250	7.881
	8.125	0.500	8.178


15 yr fixed jumbo	6.625	2.250	6.989
	6.875	1.250	7.077
	7.250	0.500	7.331


3/1 jumbo ARM	6.625	1.000	5.813
	7.375	0.000	5.911



5/1 jumbo ARM	6.375	2.500	6.030
	7.375	1.500	6.343
	7.875	0.500	6.452


7/1 jumbo ARM	6.750	2.500	6.350
	7.625	1.500	6.729
	8.000	0.500	6.834


10/1 jumbo ARM	7.625	2.000	7.121
	8.250	1.000	7.467
	8.625	0.000	7.632


1 year ARM	8.000	2.000	5.837




6 Month ARM	0.000	0.000




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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
5/1 ARM Interest-Only	5.500	2.500	5.681
	6.250	1.500	5.883
	6.750	0.000	5.939


7/1 ARM Interest-Only	6.375	2.000	6.099
	7.000	1.000	6.334
	7.375	0.000	6.436


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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
5/1 ARM jumbo Interest-Only	7.250	2.500	6.392
	7.625	1.500	6.448
	8.000	1.000	6.556


7/1 ARM jumbo Interest-Only	6.875	2.750	6.443
	7.625	1.750	6.755
	8.250	0.750	7.002


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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.

Liberty Home Funding - 4 South Main Suite 2 - Pittsford, NY 14534
Office Phone: (585) 389-4110

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