Today's Rates

Last update: March 10, 2010 07:53 AM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
4.500 2.250 4.738
4.625 1.000 4.753
4.875 0.000 4.917
15 yr fixed conforming
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.875 2.000 4.246
4.125 1.000 4.346
4.250 0.000 4.321
3/1 ARM
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
30/5 yr fixed or 5/1 ARM
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.115 2.000 3.793
3.500 1.000 3.847
3.875 0.000 3.898
30/7 yr fixed or 7/1 ARM
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.875 2.000 4.069
4.125 1.000 4.105
4.375 0.000 4.140
10/1 ARM
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.990 2.000 4.146
4.250 1.000 4.225
4.490 0.000 4.291
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.750 2.000 4.951
5.000 1.000 5.114
5.125 0.000 5.150
15 yr fixed jumbo
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.250 2.250 4.633
4.500 1.000 4.693
4.750 0.000 4.792
3/1 jumbo ARM
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
5.000 2.000 4.311
5.250 1.000 4.283
5.500 0.000 4.256
5/1 jumbo ARM
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
3.500 2.000 3.914
3.750 1.000 3.920
3.990 0.000 3.923
7/1 jumbo ARM
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
3.750 2.000 3.992
4.125 1.000 4.088
4.375 0.000 4.124
10/1 jumbo ARM
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
3.990 2.500 4.172
4.500 1.000 4.367
4.750 0.000 4.440
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.875 1.000 3.981
4.125 0.000 3.988
7/1 ARM Interest-Only
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.875 2.000 4.069
4.250 1.000 4.165
4.500 0.000 4.200
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.250 1.000 4.098
4.625 0.000 4.150
7/1 ARM jumbo Interest-Only
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.250 2.000 4.231
4.625 1.000 4.327
4.875 0.000 4.363
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.




Liberty Home Funding - 4 South Main Suite 2 - Pittsford, NY 14534
Office Phone: (585) 389-4110

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Liberty Home Funding, Inc. is a licensed mortgage broker in the following states: NY and FL.  Liberty Home Funding of New Jersey is licensed in the state of NJ.  All loans are funded by 3rd party lenders.



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