Today's Rates

Last update: July 19, 2010 09:30 AM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
4.250 2.000 4.462
4.375 1.000 4.502
4.500 0.000 4.541
15 yr fixed conforming
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.625 2.000 3.993
3.875 1.000 4.095
4.000 0.000 4.071
3/1 ARM
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
30/5 yr fixed or 5/1 ARM
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.375 2.000 4.104
3.625 1.000 4.110
3.875 0.000 4.117
30/7 yr fixed or 7/1 ARM
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.625 2.000 4.129
3.875 1.000 4.164
4.125 0.000 4.199
10/1 ARM
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.875 2.000 4.202
4.125 1.000 4.274
4.375 0.000 4.346
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.375 2.000 4.571
4.625 1.000 4.736
4.750 0.000 4.774
15 yr fixed jumbo
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.000 2.250 4.380
4.125 1.000 4.316
4.250 0.000 4.292
3/1 jumbo ARM
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
5.250 2.000 4.638
5.500 1.000 4.609
5.750 0.000 4.581
5/1 jumbo ARM
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
3.750 2.000 4.223
4.000 1.000 4.229
4.250 0.000 4.235
7/1 jumbo ARM
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.000 2.000 4.292
4.250 1.000 4.327
4.500 0.000 4.363
10/1 jumbo ARM
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.000 2.500 4.307
4.500 1.000 4.495
4.750 0.000 4.567
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.750 1.000 4.155
4.000 0.000 4.161
7/1 ARM Interest-Only
Conventional rates are based upon a purchase price of $300,000, a mortgage amount of $240,000 and a credit score of 740.
3.750 2.000 4.188
4.000 1.000 4.223
4.250 0.000 4.258
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.125 1.000 4.271
4.500 0.000 4.323
7/1 ARM jumbo Interest-Only
JUMBO rates are based upon a purchase price of $800,000 in government identified HIGH COST AREA, a mortgage amount of $640,000 and a credit score of 740.
4.000 2.000 4.288
4.375 1.000 4.384
4.625 0.000 4.419
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.




Liberty Home Funding - 4 South Main Suite 2 - Pittsford, NY 14534
Office Phone: (585) 389-4110

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Liberty Home Funding, Inc. is a licensed mortgage broker in the following states: NY and FL.  Liberty Home Funding of New Jersey is licensed in the state of NJ.  All loans are funded by 3rd party lenders.



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