Purchase Rates (4/16/14):The 15 year fixed is 3.25% with 0 points (3.34% A.P.R.*) and the 30 year is 4.25% (4.32% A.P.R.*). While fixed rates are still the most popular mortgage products, many applicants are starting to look at the ARMs (Adjustable Rate Mortgages) as a good alternative. Our best 5/1 ARM starts at 2.75% (2.96% A.P.R.*) with 0 points! To obtain a rate quote for your transaction, please call one of our licensed mortgage loan officers at (877)329-7709.

ABOUT Liberty Home Funding:

Thank you for visiting the website of Liberty Home Funding! Liberty Home Funding was founded in 1998. The focus of our company is you, our customer: We strive to offer the best combination of rates, service, loan products and closing costs in the market place. We have been approved to represent dozens of lenders and will work to provide you with a low rate and low closing costs. We have an office in NYC that specializes in the financing for co-ops (www.Co-opFinancing.com) and condos, and an office in upstate NY that offers expertise in conventional, FHA and USDA loans.

We have helped people to finance a variety of property types, from $4,000,000 co-op apartments in NYC to waterfront homes in Florida, to single family homes in upstate New York. During business hours, our phones are answered by our employees, not voice mail and not an answering service. We encourage you to call us at (877)329-7709 for information about the available mortgage products for your transaction!


We offer mortgage products to accommodate practically every borrower:

1st Time Buyer Products

Co-op Apartments (See www.Co-opFinancing.com)

Mini-Jumbo and Jumbo Mortgages

Commercial Mortgages

Reverse Mortgages (ages 62+)

FHA Loans

VA Loans

Purchase and Rehab loans

Construction Loans

Home Improvement loans


2nd / Vacation Home Mortgages

Investment Property

Feel free to complete the contact form on the right side of this screen and a representative will call you back to provide you with current information for your transaction. You can also reach us by calling (877) 329-7709 and we will be happy to assist you!

Disclaimers / Disclosures:

*A.P.R. reflected is based upon 1) a purchase transaction; 2) 25% down payment; 3) a credit score of 740+. Standard mortgage qualfiying criteria also applies. 5/1 A.P.R. reflects a rate quote with 0 points, 2/2/6 caps,1 yr T-Bill, Margin of 2.875%. Applicants may choose to lock at the time of application. Liberty Home Funding does not charge a fee to lock the rate. The rates quoted on this site do not represent an offer to lend. Rates posted are based upon current pricing at the time that they are entered. Rates are subject to change without notice.

Liberty Home Funding, Inc. is a licensed mortgage broker in the states of NY and Florida (NMLS#132997). Liberty Home Funding of NJ is a licensed broker in the state of NJ (NMLS#300461). All loans are funded through 3rd party lenders.

Liberty Home Funding, Inc
4 South Main Street, Ste. 2
Pittsford, New York 14534
Tel: 585-389-4110
Fax: 585-389-0866
Email: lhf@eznet.net

Broker License #: 132997
Lending States: NY, FL