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Mortgage Rate update (Friday, 9/19/14): This week's rates are STABLE. The 30 year fixed rate is 4.25% (4.32% A.P.R.*) with 0 points. While fixed rates still represent the majority of mortgage products, many applicants are evaluating ARMs (Adjustable Rate Mortgages) as a good alternative. Our most popular ARM is the 7/1 at 3.25% ( 0 points, 3.22% A.P.R.*) for mortgage amounts from $417,050 to $2,000,000 for properties located in and around NYC! To obtain a rate quote for your transaction, please call one of our licensed mortgage loan officers at (877)329-7709.
Thank you for visiting the website of Liberty Home Funding! Liberty Home Funding opened in 1998. The focus of our company is you, our customer: We strive to offer the best combination of rates, service, loan products and closing costs in the market place. We have been approved to represent dozens of lenders and will work to provide you with a low rate and low closing costs. We have an office in NYC that specializes in the financing for co-ops (www.Co-opFinancing.com) and condos, and an office in upstate NY that offers expertise in conventional, FHA and USDA loans.
We have helped people to finance a variety of property types, from $4,000,000 co-op apartments in NYC to waterfront homes in Florida, to single family homes in upstate New York. During business hours, our phones are answered by our employees, not voice mail and not an answering service. We encourage you to call us at (877)329-7709 for information about the available mortgage products for your transaction!
We offer mortgage products to accommodate practically every borrower:
1st Time Buyer Products
Financing for Co-op Apartments (See www.Co-opFinancing.com)
Mini-Jumbo and Jumbo Mortgages
Reverse Mortgages (ages 62+)
Purchase and Rehab loans
Home Improvement loans
2nd / Vacation Home Mortgages
Feel free to complete the contact form on the right side of this screen and a representative will call you back to provide you with current information for your transaction. You can also reach us by calling (877) 329-7709 and we will be happy to assist you!
Disclaimers / Disclosures:
*A.P.R. reflected is based upon 1) a purchase transaction; 2) 25% down payment; 3) a credit score of 740+. Standard mortgage qualfiying criteria also applies. 7/1 A.P.R. reflects a rate quote with 0 points,5/2/5 caps,1 yr Libor(.0556 on 7/22) and a margin of 2.25%. Applicants may choose to lock at the time of application. Liberty Home F3unding does not charge a fee to lock the rate. The rates quoted on this site do not represent an offer to lend. Rates posted are based upon current pricing at the time that they are entered. Rates are subject to change without notice.
Liberty Home Funding, Inc. is a licensed mortgage broker in the states of NY and Florida (NMLS#132997). Liberty Home Funding of NJ is a licensed broker in the state of NJ (NMLS#300461). All loans are funded through 3rd party lenders.
Liberty Home Funding, Inc
70 Office Park Way, Suite 2
Pittsford, New York 14534
Phone: (585) 389-4110